Employer Reforms

Health Insurance Exchange

One of the primary ways the Affordable Care Act seeks to lower insurance costs is through state-based insurance exchanges. California’s health insurance exchange, known as Covered California, is now available for individuals and small businesses to shop for coverage.

Covered California health insurance exchange

Covered California: California’s Health Benefit Exchange,” CALA News & Views Winter 2013

Requirements for Employers

The ACA requirement known as the employer mandate, or “pay or play,” requires “large” employers to offer adequate health coverage or pay substantial penalties. Many of California’s senior care communities will be considered “large” employers under these rules. For those that employ 100 or more full-time employees, the mandate will go into effect in 2015.

Prepare for Health Care Reform’s Pay or Play Rules : February 2013 Legal Update (Members Only)

Pay or Play session recap, The Hearth